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Question: What is Affordable Housing?

Answer:

Affordable Housing allows eligible applicants to purchase a home at a significantly lower cost than buying privately. An Affordable Home is a home that is sold at cost price rather than market value.

Question: Who is eligible? 

Answer:

Applicants must meet the following general criteria:

# First Time/Buyers (certain exceptions apply e.g. if you are divorced or legally separated)  

# In full-time permanent employment for at least 6 months prior to making an application

# Meet the Income Limit set out below:

Single Applicant: Income must be less than €60,000 in the previous tax year. 

( This is based on P60 & P21 for the previous tax year - 2009)

OR 

If you are Self-Employed based on the Notice of Assessment from the Revenue Commissioners for the previous tax year.

Joint Applicants:  € 165,000.00         N.B. This is based on the following calculation:

Principal Earner's income x 2.5 + Second Earner's income, this figure must be less than or equal to €165,000.00.

This is based on the P60 & P21 for the previous tax year (2009)

OR

If you are Self-Employed based on the Notice of Assessment from the Revenue Commissioners for the previous tax year.

Question:   How do I apply for the Affordable Housing Scheme ?

Answer:  

For further details on the scheme and details of what you need to do to apply visit our Affordable Housing page and click on the link View All Forms where you can download a copy of our Affordable Housing Information Booklet and Affordable Housing Application Form or you can email us at affordablehousing@fingalcoco.ie or contact Fingal County Council, Affordable Housing Section, Grove Road, Blanchardstown, Dublin 15 at tel 8905995 to obtain a copy.

The Application Fee is €50.00, you can pay the fee by Cheque, Bank Draft or Postal Order made payable to Fingal County Council. If you have already applied to one of the other Dublin Local Authorities, we will accept a receipt of payment from the Local Authority you have applied to.

Question:  

What happens after I'm provisionally approved?

Answer:  

All applicants for the Affordable Housing Scheme who are provisionally approved will be placed on the General list which cover all of the Housing Areas within the county. The approval is valid for as long as you continue to be eligible under the Affordable Housing Scheme. Certain applicants who satisfy the Council that they have been resident in one of the housing areas for a period of not less than 5 consecutive years at time of application may also be eligible to be placed on the relevant Local Area Housing List i.e. Blanchardstown General,  Balbriggan General and Swords/Malahide/Howth General. A number of properties are reserved for people on Local Area Lists. This allocation of properties allows for people who are or have been resident in a particular area to purchase a property close to family/friends.