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Loan Account Payment methods

Know the balance on my loan

Pay off the balance on my loan

Discuss the arrears on my account

Make a Lump Sum Payment

Let my Affordable House

Sell my Affordable House

Buy out my Rented Equity

Change of Ownership-Joint to Sole & Sole to Joint

Early Redemption of a 5 year fixed rate loan

Flexible Repayment Options

Mortgage Protection Insurance Policy

Loan Accounts Section

The Loan Accounts Section is responsible for managing your loan account to include the following:-

  • Collecting Monthly Mortgage Repayments
  • Calculating Mortgage Repayments
  • Processing requests for loan balance ( redemption figures)
  • Determining subsidy eligibility for Shared Ownership & Affordable Housing Loans
  • Carrying out the Annual Review of Income-related loans
  • Issuing of Annual Loan Statements
  • Applying Interest Rate Changes
  • Applying Tax Relief at Source on Loans(TRS)

Loan Arrears Section

The Loan Arrears Section is responsible for preventing, monitoring and collecting arrears on all Council issued loans. It is our policy to identify loan accounts that are falling into arrears as quickly as possible, through monitoring and early intervention. We also make contact with all borrowers who fall into payment difficulties to help them address the problem immediately rather than letting the arrears build up.

The Loan Arrears Section will contact the borrowers and offer support and guidance on how to address the arrears. This will involve liaising with outside agencies such as Money Advice Budgeting Services (MABS), Community Welfare Officers, Social Welfare and Citizens Advice and referrals to the Council’s Housing Welfare Officer.

For further information please contact:

Money Advice Budgeting Services (MABS)

Greater Blanchardstown Area: 7a Church Avenue, Blanchardstown, Dublin 15. Tel: 01 - 8206324

North County Dublin: 5 Forest Mews, Forest Road, Swords, Co.Dublin Tel: 01 - 8901102

Community Welfare Officers
Damastown                  Tel: 8694607

Mountview                    Tel: 8248172

Swords                         Tel: 8902200/8907100

Balbriggan                    Tel: 8412138

Fingal County Council's current variable rate as at 1st October 2010 is 2.75%  plus Mortgage Protection Insurance of 0.5615% (Total 3.3115%). Our current fixed rate is 4.4% plus Mortgage Protection Insurance of 0.5615%(Total 4.9615%). Fixed for 1st 5 years only.

IMPORTANT NOTICE: Your home may be at risk if you don't keep up repayments on a mortgage or any other loans secured on  it.